Fee Schedule

Savings Account Fees
Savings Account Excess Withdrawal fee	$7.00 /Withdrawal After 4 withdrawals per month)
Secondary Savings Account Excess Withdrawal fee	$7.00 /Withdrawal After 4 withdrawals per month)
NSF fee	$25.00 per item

Checking Account Fees
Overdraft fee	$5.00 per item
NSF fee	$25.00 per item
Check Printing fee	Prices may vary depending upon style.
Check Copy fee	$2.00 per item
Courtesy Pay	$30 per item

Other Service Fees (applicable to all accounts)
Interim Statement fee	$2.00 per account
Account Reconciliation fee	$20.00 per hour
Account Research fee	$20.00 per hour
Statement Copy fee	$2.00 per copy
Deposited Item Return fee	$15.00 per item
Items Sent for Collection fee	$10.00 plus cost to credit union
Wire Transfer - US (outgoing) fee	$15.00 per transfer
Wire Transfer - International (outgoing) fee	$35.00 per transfer plus wire transfer cost.
Travelers Check fee	1% of sale
Travelers Check for Two fee	1.5% of sale
Inactive Account fee	$2.00 per month (after one (1) year and account under $200.00)
Account Closure fee	$10.00 if closed within six (6) months.
Stop Payment fee	$25.00 per request, indemnity bond may be required.
Certified Check fee	$2.00 per check
American Express Gift Check fee	$2.50 per check
Western Union Transfer fee	$22.00 per transfer
Credit Union Checks fee	$2.00 if payable to third party
Money Order fee	$.50 each

Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer fee	$1.00 per transaction
Balance Inquiry fee	$1.00 per inquiry

Credit Union Membership
Membership Share	$5.00 par value